# PRIVACY POLICY **Effective Date:** September 29, 2026 **Last Updated:** September 29, 2026 Goldenwakaf ("we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information when you use the Goldenwakaf application, website, and related services (collectively, the "Services"). By using our Services, you agree to the practices described in this Privacy Policy. ## 1. Information We Collect We may collect the following types of information: ### A. Information You Provide Depending on how you use our Services, we may collect: * Name * Email address * Phone number * Username or account information * Information you provide when contacting us * Information you voluntarily submit through the Services ### B. Information Collected Automatically When you use our Services, we may automatically collect certain technical information, such as: * IP address * Device type and operating system * Browser type * App version * Language and general location information * Usage information, such as pages or features accessed * Diagnostic, crash, and performance information We may use cookies, software development kits (SDKs), or similar technologies to collect this information where applicable. ### C. Information From Third Parties We may receive information from third-party services when you choose to connect or use them, such as authentication providers, payment providers, analytics providers, or other integrated services. ## 2. How We Use Your Information We may use information we collect to: * Provide, operate, and maintain our Services * Create and manage your account * Process transactions or requests * Communicate with you * Respond to customer support requests * Improve and personalize our Services * Monitor and analyze usage and performance * Detect, prevent, and investigate fraud, abuse, and security incidents * Comply with legal obligations * Protect our rights, users, and property We will not use your personal information for purposes materially different from those described in this Privacy Policy without providing appropriate notice where required by law. ## 3. How We Share Information We do not sell your personal information for money. We may share information with: * **Service providers** that help us operate our Services, such as hosting, analytics, customer support, payment processing, and security providers. * **Business partners** when necessary to provide a service you request. * **Legal authorities** when required by law, legal process, or governmental request. * **Professional advisors**, such as lawyers, accountants, or auditors, when reasonably necessary. * **Business transaction parties** in connection with a merger, acquisition, financing, reorganization, sale of assets, or similar transaction. * Other parties **with your direction or consent**. We require service providers to use personal information only as reasonably necessary to provide services to us and subject to appropriate confidentiality and security obligations. ## 4. Your Privacy Rights Depending on where you live, you may have certain privacy rights under applicable law. These may include the right to: * Know what personal information we collect and how it is used. * Request access to personal information we hold about you. * Request correction of inaccurate personal information. * Request deletion of your personal information. * Request a copy of certain personal information in a portable format. * Opt out of certain forms of data processing, including certain targeted advertising or sale/sharing of personal information where applicable. * Appeal a decision concerning a privacy request where required by applicable law. * Not be discriminated against for exercising applicable privacy rights. Some rights are subject to legal exceptions and limitations. To exercise applicable privacy rights, contact us using the information provided in the **Contact Us** section below. We may need to verify your identity before completing certain requests. ## 5. California Privacy Rights If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). Subject to applicable exceptions, California residents may have rights to: * Know and access personal information collected about them. * Request correction of inaccurate personal information. * Request deletion of personal information. * Obtain certain information in a portable format. * Opt out of the sale or sharing of personal information. * Limit certain uses and disclosures of sensitive personal information where applicable. * Exercise these rights without unlawful discrimination. **We do not sell personal information for monetary consideration.** If our practices change in a way that constitutes "selling" or "sharing" personal information under California law, we will provide the notices and opt-out mechanisms required by applicable law. California residents may submit requests by contacting us at: **Email:** [admin@selaras.org](mailto:admin@selaras.org) ## 6. Children's Privacy Our Services are not intended for children under the age of 13 unless expressly stated otherwise. We do not knowingly collect personal information from children under 13 without legally required parental consent. If you believe that a child has provided us with personal information in violation of applicable law, please contact us. We will take appropriate steps to investigate and delete the information where required. ## 7. Data Security We use reasonable administrative, technical, and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security. ## 8. Data Retention We retain personal information only for as long as reasonably necessary to: * Provide our Services; * Fulfill the purposes described in this Privacy Policy; * Maintain legitimate business records; * Resolve disputes; * Enforce agreements; or * Comply with legal obligations. When personal information is no longer required, we may delete, anonymize, or securely dispose of it, subject to applicable law. ## 9. Cookies and Similar Technologies We may use cookies and similar technologies to: * Keep you signed in; * Remember preferences; * Understand how our Services are used; * Improve performance and functionality; * Detect security issues; and * Support analytics and advertising where applicable. You may be able to control cookies through your browser or device settings. Disabling certain cookies may affect the functionality of our Services. ## 10. Third-Party Services and Links Our Services may contain links to third-party websites, applications, or services. We are not responsible for the privacy practices of third parties. We encourage you to review their privacy policies before providing them with personal information. ## 11. International Data Transfers If you access our Services from outside the country where our servers or service providers are located, your information may be transferred to and processed in another country. Those countries may have different data protection laws than your country of residence. We take reasonable steps to protect personal information when it is transferred or processed internationally, consistent with applicable law. ## 12. Changes to This Privacy Policy We may update this Privacy Policy from time to time. When we make changes, we will update the **"Last Updated"** date above. If required by applicable law, we will provide additional notice of material changes. We encourage you to review this Privacy Policy periodically. ## 13. Contact Us If you have questions about this Privacy Policy or wish to exercise an applicable privacy right, please contact us: **Goldenwakaf** **Email:** [admin@selaras.org](mailto:admin@selaras.org) **Address:** Prosperity Tower, Jakarta, Indonesia **Website:** https://selaras.org --- **Effective Date:** September 29, 2026 **Last Updated:** September 29, 2026